Micro ATM (mATM) Service
Turn your shop into a banking point. Provide cash withdrawal and banking services to your community.
What is Micro ATM?
Micro ATM (mATM) is a revolutionary service that transforms your retail shop into a mini banking point. Using a simple card reader device and the Artham app, you can provide cash withdrawal, balance inquiry, and mini statement services to customers.
Powered by Aadhar Enabled Payment System (AEPS), mATM allows customers to withdraw cash using just their Aadhar number and biometric authentication. No debit card or PIN required — making banking accessible even in rural areas.
As a dealer, you earn commission on every cash withdrawal transaction while providing essential banking services to your community.
Services You Can Offer
Cash Withdrawal
Customers can withdraw cash from their bank account using Aadhar
Balance Inquiry
Check account balance instantly without visiting bank
Mini Statement
Get last 5-10 transactions printed or on mobile
Aadhar Authentication
Secure biometric authentication via fingerprint
All Banks Supported
Works with all major banks across India
Instant Settlement
Earn commission immediately on each transaction
Why Offer mATM?
High Demand Service
Cash withdrawal is always in demand, especially in areas with fewer ATMs
Attract More Customers
Banking services bring regular footfall to your shop
Additional Revenue
Earn commission on every withdrawal transaction
Serve Community
Provide essential banking access to underbanked areas
Build Trust
Offering financial services increases customer trust and loyalty
Simple Setup
Just need a biometric device, smartphone, and internet
Start Offering Micro ATM Services
Join Artham and transform your shop into a banking point
Become a Dealer