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Micro ATM (mATM) Service

Turn your shop into a banking point. Provide cash withdrawal and banking services to your community.

What is Micro ATM?

Micro ATM (mATM) is a revolutionary service that transforms your retail shop into a mini banking point. Using a simple card reader device and the Artham app, you can provide cash withdrawal, balance inquiry, and mini statement services to customers.

Powered by Aadhar Enabled Payment System (AEPS), mATM allows customers to withdraw cash using just their Aadhar number and biometric authentication. No debit card or PIN required — making banking accessible even in rural areas.

As a dealer, you earn commission on every cash withdrawal transaction while providing essential banking services to your community.

Services You Can Offer

  • Cash Withdrawal

    Customers can withdraw cash from their bank account using Aadhar

  • Balance Inquiry

    Check account balance instantly without visiting bank

  • Mini Statement

    Get last 5-10 transactions printed or on mobile

  • Aadhar Authentication

    Secure biometric authentication via fingerprint

  • All Banks Supported

    Works with all major banks across India

  • Instant Settlement

    Earn commission immediately on each transaction

Why Offer mATM?

High Demand Service

Cash withdrawal is always in demand, especially in areas with fewer ATMs

Attract More Customers

Banking services bring regular footfall to your shop

Additional Revenue

Earn commission on every withdrawal transaction

Serve Community

Provide essential banking access to underbanked areas

Build Trust

Offering financial services increases customer trust and loyalty

Simple Setup

Just need a biometric device, smartphone, and internet

Start Offering Micro ATM Services

Join Artham and transform your shop into a banking point

Become a Dealer