About Artham

Empowering small businesses and retail agents with trusted, fast, and simple digital payment solutions.

We believe that every business, regardless of size, deserves access to world-class financial technology. Artham is on a mission to make digital payments accessible, affordable, and reliable for everyone.

Our Story

Artham was founded with a simple yet powerful vision: to bridge the gap between traditional financial services and the rapidly evolving digital economy in India.

We recognized that while digital payments were becoming mainstream, small retailers, local agents, and rural businesses were often left behind due to complex technology, high costs, and lack of proper support.

Our team of fintech professionals, technologists, and business experts came together to create a platform that puts the needs of small businesses first — offering enterprise-grade services with small-business-friendly pricing and support.

Today, Artham serves thousands of dealers and distributors across India, processing millions of transactions monthly and helping local businesses thrive in the digital age.

1000+

Active Dealers

50L+

Monthly Transactions

100+

Cities Covered

24×7

Support Available

Our Mission

To democratize access to financial services by providing small businesses and retail agents with cutting-edge digital payment solutions that are reliable, secure, and easy to use. We aim to empower every entrepreneur to participate fully in India's digital economy, regardless of their location or scale of operations.

Our Vision

To become India's most trusted and preferred digital payment platform for small businesses and agents. We envision a future where every neighborhood shop, every small retailer, and every local agent has the same access to financial technology as large corporations — enabling financial inclusion and economic growth at the grassroots level.

Our Core Values

These principles guide everything we do at Artham.

Trust

We build long-lasting relationships based on transparency, reliability, and integrity. Your trust is our most valuable asset.

Speed

Time is money in business. We ensure fast transactions, quick support responses, and rapid problem resolution.

Simplicity

Complex technology should have simple interfaces. We make powerful financial tools easy to understand and use.

Partnership

Your success is our success. We work alongside you as partners, not just service providers, to help your business grow.

Security

We employ bank-grade security measures, encryption, and compliance protocols to protect every transaction and customer.

Innovation

We continuously evolve our platform with new features, services, and technologies to stay ahead of market needs.

Why Choose Artham?

We're different from other payment platforms. Here's what sets us apart.

Built for Small Business

Unlike enterprise-focused platforms, we specifically design our services for small retailers and local agents.

Transparent Pricing

No hidden charges or surprise fees. Clear commission rates and transparent cost structure from day one.

Real-Time Settlement

Instant commission payouts and real-time transaction updates. Your money reaches you when you need it.

Dedicated Support

24×7 support team that actually understands your business. Get help in your preferred language.

Comprehensive Training

Complete onboarding, training materials, and ongoing support to ensure you succeed from day one.

RBI Compliant

Fully compliant with all regulatory requirements, giving you peace of mind and protecting your business.

Certifications & Compliance

We adhere to the highest industry standards and maintain comprehensive certifications to ensure the security, quality, and reliability of our services.

ISO 27001 Certification
ISO 9001 Certification
PCI DSS Certification
NPCI Certified Partner
RBI Compliant
SSL Secured

Commitment to Security & Compliance

At Artham, security and compliance are not afterthoughts — they are fundamental to everything we do. We undergo regular audits, maintain strict security protocols, and stay updated with the latest regulatory requirements to ensure your data and transactions are always protected.

100%

Data Encryption

24/7

Security Monitoring

Annual

Compliance Audits

Ready to Join Artham?

Start your journey with us today and unlock new opportunities for your business.