About Artham
Empowering small businesses and retail agents with trusted, fast, and simple digital payment solutions.
We believe that every business, regardless of size, deserves access to world-class financial technology. Artham is on a mission to make digital payments accessible, affordable, and reliable for everyone.
Our Story
Artham was founded with a simple yet powerful vision: to bridge the gap between traditional financial services and the rapidly evolving digital economy in India.
We recognized that while digital payments were becoming mainstream, small retailers, local agents, and rural businesses were often left behind due to complex technology, high costs, and lack of proper support.
Our team of fintech professionals, technologists, and business experts came together to create a platform that puts the needs of small businesses first — offering enterprise-grade services with small-business-friendly pricing and support.
Today, Artham serves thousands of dealers and distributors across India, processing millions of transactions monthly and helping local businesses thrive in the digital age.
1000+
Active Dealers
50L+
Monthly Transactions
100+
Cities Covered
24×7
Support Available
Our Mission
To democratize access to financial services by providing small businesses and retail agents with cutting-edge digital payment solutions that are reliable, secure, and easy to use. We aim to empower every entrepreneur to participate fully in India's digital economy, regardless of their location or scale of operations.
Our Vision
To become India's most trusted and preferred digital payment platform for small businesses and agents. We envision a future where every neighborhood shop, every small retailer, and every local agent has the same access to financial technology as large corporations — enabling financial inclusion and economic growth at the grassroots level.
Our Core Values
These principles guide everything we do at Artham.
Trust
We build long-lasting relationships based on transparency, reliability, and integrity. Your trust is our most valuable asset.
Speed
Time is money in business. We ensure fast transactions, quick support responses, and rapid problem resolution.
Simplicity
Complex technology should have simple interfaces. We make powerful financial tools easy to understand and use.
Partnership
Your success is our success. We work alongside you as partners, not just service providers, to help your business grow.
Security
We employ bank-grade security measures, encryption, and compliance protocols to protect every transaction and customer.
Innovation
We continuously evolve our platform with new features, services, and technologies to stay ahead of market needs.
Why Choose Artham?
We're different from other payment platforms. Here's what sets us apart.
Built for Small Business
Unlike enterprise-focused platforms, we specifically design our services for small retailers and local agents.
Transparent Pricing
No hidden charges or surprise fees. Clear commission rates and transparent cost structure from day one.
Real-Time Settlement
Instant commission payouts and real-time transaction updates. Your money reaches you when you need it.
Dedicated Support
24×7 support team that actually understands your business. Get help in your preferred language.
Comprehensive Training
Complete onboarding, training materials, and ongoing support to ensure you succeed from day one.
RBI Compliant
Fully compliant with all regulatory requirements, giving you peace of mind and protecting your business.
Certifications & Compliance
We adhere to the highest industry standards and maintain comprehensive certifications to ensure the security, quality, and reliability of our services.






Commitment to Security & Compliance
At Artham, security and compliance are not afterthoughts — they are fundamental to everything we do. We undergo regular audits, maintain strict security protocols, and stay updated with the latest regulatory requirements to ensure your data and transactions are always protected.
100%
Data Encryption
24/7
Security Monitoring
Annual
Compliance Audits
Ready to Join Artham?
Start your journey with us today and unlock new opportunities for your business.